Why choose Synergy Mortgage Services?
Our pre-approval process is a FREE consultation. It is typically done by phone or you can “apply now” here on our secure website. In approximately 15 minutes, our staff of licensed mortgage professionals can gather the necessary information from most buyers. We then use the data collected to determine your buying power.
We will utilize the latest mortgage technology to obtain an automated pre-approval on your loan scenario, and we will create a hypothetical estimate for you that will detail the loan product, estimated payment and estimated cash to close you can expect. Your selected licensed mortgage professional will continue to communicate with both you and your realtor while you shop for homes and make offers. We make it that simple! Most pre-approvals can be issued the same day.
Our loan products
We work with a variety of lenders that offer loan products and terms to fit your needs whether you are purchasing or refinancing your primary residence, vacation home or investment property. They include:
- Conventional conforming and JUMBO fixed rates (10, 15, 20 and 30 yr terms)
- FHA 3.5% down payment
- VA 100% financing for eligible veterans
- USDA 100% financing for rural areas
- FNMA Homepath financing with 3% down and NO mortgage insurance
- First Time Buyer programs
- Manual underwrites for those buyers with non-traditional credit history