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YOUR FIRST TIME HOME BUYER EXPERTS!

We specialize in FHA/VA and Conventional residential financing 

Why choose Synergy Mortgage Services?

·        We are the preferred lender for many local realtors and work as a team with these agents to provide superior service and seamless transactions.  We have a proven reputation of meeting closing dates, providing accurate figures and exceeding customer’s expectations.

·        We provide wholesale pricing and give our clients the option of paying origination fees – most banks and lenders automatically charge a 1% origination fee.  We give you the option!  And, if you do choose to pay a point, it will be used to lower your interest rate

·        No off site processing centers handling your personal information at Synergy. You won’t call an 800 number when you have a question. You will call your loan officer.

·        We have 20+ years experience in FHA/VA financing.  Did you know many banks and credit unions are not approved to do FHA/VA financing?

·         We specialize in residential mortgages only.  Our loan officers are licensed by the State of Florida and not just a trained sales staff. So, you know we are not opening a new bank account one moment then assisting you with your home purchase the next.

·        Our Good Faith Estimates are truly worse case scenario.  Consumers #1 complaint about mortgage lending is that the numbers or the rate changes prior to closing.  We know that is your concern, too.  Our estimates are accurate examples of the true costs, including taxes and insurance, you will pay. We even provide an interim Good Faith during the loan process with updated figures from the title company, insurance agent and your new homeowner’s association to keep you informed. 

We look forward to your additional questions.  Please contact us today!

(407)359-1255

 



Helpful links for buyers and owners -

 

HUD RESPA Home Page

 

Home Buyer Tax Credit Information

 

USDA 100% Financing Eligibility

 

I pay my mortgage: What's in the housing bailout for me?

 

Average Monthly Interest Rate Survey

 

Information on Credit Scoring

 

HUD’s Website

 

Veterans Administration Website 

 

If you think you may be purchasing a home in the next 3-4 months, now is the time to contact us for more information.  Your only investment is your time.